Have You Set SMART Goals for 2015?

As we now start a new year, no doubt most of us have reflected on what we have achieved or maybe not achieved last year. Some of us will just carry on and go with the flow, others will set out what they want for the new year, making sure they have goals to reach. Have you set your goals? Know what you want to achieve? If not, maybe you should. 
Here's why...

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